Income vs Expense Calculator
Compare income and expenses to see how much you actually keep.
Income
Expenses
Total income
₹50,000
Total expenses
₹42,000
Balance
₹8,000
Savings %
16.0%
Expense ratio
84.0% of income spent
How it works
Subtract total expenses from total income to find your monthly balance. A positive balance is your savings; a negative one is overspending.
Formula: Balance = Total Income − Total Expenses
Know your balance once. Track it every day with DhanTally.
DhanTally helps you track income, expenses, and balance in one place — every day.
Frequently asked
What counts as income?+
Salary, freelance pay, business profit, rental income, cash gifts — any money you receive in the month.
How do I cut expenses?+
Start with the largest categories — usually rent, EMI, and food. Small recurring leaks add up too.
Is a 0 balance bad?+
Break-even means no savings. Aim for at least 10–20% of income as savings.
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