Monthly Budget Calculator
Create a simple monthly budget and see if you're saving enough.
Total expenses
₹42,000
Remaining balance
₹8,000
Savings rate
16.7%
Expense rate
70.0%
How it works
A monthly budget shows where your income goes. A healthy budget keeps expenses under your income and sets aside at least 20% as savings.
Budget health: Good ≥ 20% savings · Average 10–20% · Attention < 10% · Overspending when expenses exceed income.
A calculator gives one-time clarity. DhanTally helps you track it every day.
DhanTally helps you track income, expenses, and balance in one place — every day.
Frequently asked
How much should I save each month?+
A common rule is 20% of income. Even 10% is a good start if you're new to budgeting.
Should savings be included in expenses?+
No. Savings are a separate bucket — money you keep, not money you spend.
What's a realistic budget split?+
The 50/30/20 rule: 50% needs, 30% wants, 20% savings. Adjust to your situation.
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