SIP Calculator
Estimate how much your monthly SIP investment may grow over time with compounding.
Total invested
₹6,00,000
Estimated returns
₹5,61,695
Maturity value
₹11,61,695
Duration
10 years
How it works
A Systematic Investment Plan (SIP) lets you invest a fixed amount every month into mutual funds. Returns compound monthly, so even small SIPs grow significantly over long periods.
Formula: FV = P × [((1 + r)^n − 1) / r] × (1 + r), where P is monthly SIP, r is monthly return rate, and n is total months.
This calculator gives an estimate only. Actual mutual fund returns vary and are subject to market risks.
Calculated SIP returns? Track your monthly savings with DhanTally.
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Frequently asked
Is the SIP return guaranteed?+
No. SIP returns depend on the underlying mutual fund and are subject to market risk.
What return rate should I use?+
Equity funds in India have historically delivered ~10–14% long-term. Use a conservative 10–12% as a planning assumption.
Does this account for inflation?+
No. The figure shown is the nominal future value, not inflation-adjusted.
Can I change SIP monthly amount?+
This calculator assumes a fixed SIP. Step-up SIPs grow the contribution every year.
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