How DhanTally works

1. 1

   Step 1

   Set up your money accounts

   Create bank, cash, wallet, card, investment, or loan accounts so every rupee has a real source and destination.

2. 2

   Step 2

   Add income and daily expenses

   Record salary, freelance income, business cash flow, rent, bills, food, travel, shopping, EMI payments, and more.

3. 3

   Step 3

   Use smart SMS and clipboard help

   Copy supported transaction text and DhanTally extracts amount, merchant, account hints, and category suggestions locally on your device.

4. 4

   Step 4

   Track categories, budgets, and recurring entries

   Group spending properly, set monthly or category budgets, and automate repeat expenses, installments, EMIs, or SIP-style flows.

5. 5

   Step 5

   Review reports and account balances

   See day-wise entries, category breakdowns, income-versus-expense views, and running balances without exporting anything.

6. 6

   Step 6

   Grow into loans, investments, and net worth

   Track mutual funds, stocks, dividends, loan prepayments, and your net worth trajectory in the same private ledger.

Money tracking does not need to be scattered across five apps.