Features
Everything DhanTally includes beyond a basic expense tracker.
DhanTally starts with simple income and expense tracking, then adds budgets, recurring entries, investments, loans, backup, and net worth so you do not outgrow the app in a month.
Track every income source
Record salary, freelance earnings, business income, cash inflows, transfers, and refunds in one running ledger.
- Salary
- Freelance
- Business
- Cash
- Transfers
- Other income
Capture daily expenses faster
Log food, travel, bills, rent, subscriptions, cash spending, card activity, and UPI payments with smart SMS and clipboard help.
- Food
- Travel
- Bills
- Shopping
- Rent
- EMI
- Cash
- UPI
- Cards
See your true balance
Every account carries its own running balance, so you always know what is left after income, transfers, and expenses.
Organize money the way you spend it
Use built-in categories and subcategories that match real Indian spending patterns, then edit them as your setup grows.
- Food
- Travel
- Shopping
- Bills
- Rent
- EMI
- Health
- Education
- Family
- Business
- Other
Use reports that lead to action
Follow day-wise timelines, monthly totals, category breakdowns, income-versus-expense views, and balance trends without spreadsheet work.
- Daily timeline
- Monthly totals
- Category-wise report
- Income vs expense
- Balance trend
- Spend analytics
Set budgets before overspending
Create overall or category budgets, track progress visually, and catch warning states before you cross the limit.
Manage recurring money automatically
Create recurring rules for repeat expenses, EMIs, installments, and SIP-style flows so regular entries stay organized.
- Recurring expenses
- EMI schedules
- Installments
- SIP-style entries
Track investments and loans in the same app
DhanTally goes beyond a basic budget app with mutual fund and stock accounts, broker cash wallets, smart dividends, and loan foreclosure support.
Own your backup and restore flow
Keep encrypted backups in formats you control and restore them with integrity checks when moving devices or recovering data.
- .dtbak backups
- .smbak restore support
- Drive or file restore
- Integrity checks
Need a UPI expense tracker?
DhanTally is built for Indian spending habits, including copied bank alerts, UPI-heavy transactions, and multi-account money flows.
Need an EMI and loan planner?
You can plan prepayments, see interest savings, track installments, and settle a loan without moving to another app.
Need a private money manager?
Your ledger stays on-device, your backups stay under your control, and DhanTally does not require bank credentials.
Start with expense tracking. Keep going with the rest of your money life.
Ready to tally your money better?
DhanTally is live on Google Play — download it free today.
