Release notes
DhanTally v2.0.4 — Phase-2
The Phase-2 release turns DhanTally from an expense tracker into a full personal wealth ledger.
Daily Expense & Smart Clipboard Parsing
- Day-wise expense timeline with automatic monthly aggregation.
- Smart clipboard & SMS detection — copy any bank alert and DhanTally extracts amount, merchant, account and category.
- Everything parsed on-device; nothing is uploaded anywhere.
Stock Market & Mutual Fund Portfolio
- Log buy/sell trades with exact price and quantity for stocks and mutual funds.
- Track broker charges and cash wallets separately from holdings.
- Smart dividend tracking records payouts to real bank accounts while keeping investment links intact.
Smart Loan & EMI Engine
- Contract-rate interest calculation with principal-vs-interest split breakdown.
- Pre-payment simulator shows exact tenure reduction and interest money saved.
- One-tap loan foreclosure deducts the real cash outflow from your bank account.
Unified Net Worth & Financial Health Cockpit
- Total assets vs. total liabilities in one balance sheet view.
- Health metrics: emergency fund runway, debt-to-asset ratio, monthly savings rate.
- Net worth historical trajectory graph over time.
Smart Budgets & Spend Analytics
- Overall monthly limits plus granular category-level spending budgets.
- Visual progress bars with warning states before you overspend.
- Breakdown charts that reveal your real spending patterns.
Organized Multi-Account Hierarchy
- Support for Banks, Wallets & Cash, Credit Cards, Investments and Loans.
- Progressive Show More / Show Less folding keeps long lists readable.
- Every account carries its own running balance.
Safe Encrypted Backup & Restore
- Encrypted .dtbak / .smbak backup files.
- Restore from Local Device, Google Drive, Email or File Picker.
- Database integrity validation on every restore.
Ready to tally your money better?
DhanTally is live on Google Play — download it free today.
