Loan & EMI

Know exactly what your loan is costing you.

DhanTally's loan engine does the maths banks rarely show you — down to the rupee saved by paying a little extra each month.

Contract-rate interest

Interest is computed at your loan's actual contract rate, not a rough approximation.

Principal vs. interest split

Every EMI is broken down so you can see how much is actually reducing your debt.

Pre-payment simulator

See the exact tenure reduction and interest money saved before you pay a rupee extra.

One-tap foreclosure

Close a loan and DhanTally deducts the real cash outflow from your bank account.

Try the pre-payment simulator

₹25,00,000
9 %
20 yrs
₹5,000

Monthly EMI ₹22,493 + ₹5,000 extra

Original interest

₹28,98,356

New interest

₹17,15,482

Total money saved

₹11,82,873

Loan closes earlier by

7 yr 2 mo

Track and simulate your real loans inside the DhanTally app →

Ready to tally your money better?

DhanTally is live on Google Play — download it free today.

Get it on Google Play