Loan & EMI
Know exactly what your loan is costing you.
DhanTally's loan engine does the maths banks rarely show you — down to the rupee saved by paying a little extra each month.
Contract-rate interest
Interest is computed at your loan's actual contract rate, not a rough approximation.
Principal vs. interest split
Every EMI is broken down so you can see how much is actually reducing your debt.
Pre-payment simulator
See the exact tenure reduction and interest money saved before you pay a rupee extra.
One-tap foreclosure
Close a loan and DhanTally deducts the real cash outflow from your bank account.
Try the pre-payment simulator
₹25,00,000
9 %
20 yrs
₹5,000
Monthly EMI ₹22,493 + ₹5,000 extra
Original interest
₹28,98,356
New interest
₹17,15,482
Total money saved
₹11,82,873
Loan closes earlier by
7 yr 2 mo

